A traffic ticket might seem like a minor inconvenience, but in North Carolina, even a single violation can lead to serious consequences. At Denninger & Philbeck, we help drivers address their citations efficiently and strategically to avoid unnecessary penalties and protect their driving privileges.

Whether you've been cited for speeding, reckless driving, running a red light, or another violation, our attorneys are here to help.

Understanding North Carolina's Driver's License Points System

North Carolina assigns points to your license for traffic infractions. Accumulating too many points can lead to license suspension or higher insurance premiums. For example:

• Speeding (under 55 mph, <10 mph over): 2 points
• Speeding (over 55 mph): 3 points
• Running a red light or stop sign: 3 points
• Reckless driving: 4 points
• Passing a stopped school bus: 5 points

If you accumulate 12 or more points within three years, your license may be suspended. See the full list of violations in the NC DMV Driver Handbook.

How a Ticket Can Affect Your Insurance

Under North Carolina’s Safe Driver Incentive Plan (SDIP), at-fault accidents and violations result in insurance points. The more serious the violation, the higher your premiums:

• 1 point = 40% increase
• 2 points = 55% increase
• 4 points = 90% increase
• 10 points = 260% increase
• 12 points = 340% increase

Even one speeding ticket can cost you thousands over time. Learn more about SDIP.

Why You Shouldn’t Just “Pay the Ticket”

Pleading guilty and paying the fine may seem like the easy route—but it can lead to long-term consequences:

• License suspension
• Insurance increases
• Employment background issues
• Jeopardized CDL or driving privileges

You may have options such as a reduction to a non-moving violation or a Prayer for Judgment Continued (PJC). We’ll help you explore every possible outcome.

How We Help

We represent clients in court whenever possible to save time and protect their record. Our goal is to:

• Keep points off your license
• Prevent license suspensions
• Minimize or eliminate court appearances
• Get charges reduced or dismissed

As former prosecutors, we know how these cases are handled—and we use that insight to negotiate the best outcomes for our clients.

Protect Your License, Your Record, and Your Wallet

Don't take a traffic ticket lightly. The consequences can follow you for years. Contact Denninger & Philbeck today for a free consultation. We'll explain your options, represent your interests, and help resolve your case with confidence.